/* ==========================================================================
   Customer Care Info — site styles
   Warm paper, deep teal, terracotta accent. No external fonts.
   ========================================================================== */

:root {
    --paper: #faf6ee;
    --paper-deep: #f1e9da;
    --surface: #fffdf8;
    --ink: #1b2320;
    --ink-soft: #33403a;
    --muted: #5f6a64;
    --line: #e4dbc9;
    --line-soft: #eee7d9;
    --teal: #0e5c53;
    --teal-dark: #093f39;
    --teal-soft: #e3efec;
    --terracotta: #bd5a33;
    --terracotta-soft: #f7e9e1;
    --amber-soft: #fbf1dc;
    --red: #a63a2b;
    --red-soft: #fbeae6;
    --green: #1e6b45;
    --green-soft: #e6f2e9;
    --radius: 14px;
    --radius-sm: 9px;
    --shadow: 0 1px 2px rgba(27, 35, 32, .04), 0 10px 30px -18px rgba(27, 35, 32, .25);
    --shadow-lift: 0 2px 4px rgba(27, 35, 32, .05), 0 20px 40px -22px rgba(27, 35, 32, .35);
    --serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;
    --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    --wrap: 1180px;
    --header-h: 74px;
}

*, *::before, *::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: var(--sans);
    font-size: 16.5px;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; }

a { color: var(--teal); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--teal-dark); }

h1, h2, h3, h4 {
    font-family: var(--serif);
    font-weight: 600;
    line-height: 1.15;
    letter-spacing: -.015em;
    color: var(--ink);
    margin: 0 0 .5em;
}

h1 { font-size: clamp(2rem, 4.4vw, 3.15rem); }
h2 { font-size: clamp(1.45rem, 2.6vw, 2.05rem); }
h3 { font-size: 1.16rem; }

p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }

ul, ol { margin: 0 0 1em; padding-left: 1.25em; }

.wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 22px; }
.narrow { max-width: 800px; }
.sr-only {
    position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}

.skip-link {
    position: absolute; left: 12px; top: -60px; z-index: 1000;
    background: var(--teal); color: #fff; padding: 10px 16px; border-radius: 0 0 8px 8px;
    transition: top .15s ease;
}
.skip-link:focus { top: 0; color: #fff; }

.icon { width: 1.05em; height: 1.05em; display: inline-block; vertical-align: -.15em; flex: none; }

/* ------------------------------------------------------------------ Header */
.site-header {
    position: sticky; top: 0; z-index: 60;
    background: rgba(250, 246, 238, .94);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--line);
}
.header-inner {
    height: var(--header-h);
    display: flex; align-items: center; gap: 28px;
}
.brand {
    display: inline-flex; align-items: center; gap: 11px;
    text-decoration: none; color: var(--ink); flex: none;
}
.brand-mark {
    width: 38px; height: 38px; border-radius: 11px;
    display: grid; place-items: center;
    background: var(--teal); color: #f7f2e7;
    box-shadow: inset 0 -3px 0 rgba(0, 0, 0, .16);
}
.brand-mark svg { width: 23px; height: 23px; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-name { font-family: var(--serif); font-size: 1.24rem; font-weight: 600; letter-spacing: -.02em; }
.brand-tagline { font-size: .7rem; color: var(--muted); letter-spacing: .02em; margin-top: 3px; }

.nav-toggle {
    display: none; margin-left: auto;
    background: transparent; border: 1px solid var(--line); border-radius: 10px;
    color: var(--ink); width: 42px; height: 42px; cursor: pointer;
}
.nav-toggle .icon { width: 22px; height: 22px; }
.nav-toggle-close { display: none; }
body.nav-open .nav-toggle-open { display: none; }
body.nav-open .nav-toggle-close { display: inline-flex; }

.site-nav { display: flex; align-items: center; gap: 20px; flex: 1; min-width: 0; }
.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-link {
    display: inline-flex; align-items: center; gap: 5px;
    padding: 8px 12px; border-radius: 9px;
    color: var(--ink-soft); text-decoration: none;
    font-size: .925rem; font-weight: 600; cursor: pointer; white-space: nowrap;
}
.nav-link:hover { background: var(--paper-deep); color: var(--ink); }
.nav-link.is-active { color: var(--teal); background: var(--teal-soft); }
.nav-link .icon { width: .9em; height: .9em; opacity: .7; }
.nav-drop { position: relative; }
.nav-drop summary { list-style: none; }
.nav-drop summary::-webkit-details-marker { display: none; }
.nav-panel {
    position: absolute; top: calc(100% + 8px); left: 0; z-index: 70;
    min-width: 230px; background: var(--surface);
    border: 1px solid var(--line); border-radius: 12px;
    box-shadow: var(--shadow-lift); padding: 8px;
}
.nav-panel a {
    display: flex; align-items: center; gap: 10px;
    padding: 9px 11px; border-radius: 8px;
    color: var(--ink-soft); text-decoration: none; font-size: .925rem; font-weight: 500;
}
.nav-panel a:hover { background: var(--paper-deep); color: var(--ink); }
.nav-panel-code { color: var(--terracotta); font-size: .72rem; font-weight: 800; letter-spacing: .08em; }
.nav-panel-icon { display: inline-flex; color: var(--c, var(--teal)); }

.nav-search {
    margin-left: auto; display: flex; align-items: center;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 999px; padding: 3px 4px 3px 14px;
    max-width: 270px; width: 100%;
}
.nav-search input {
    border: 0; background: transparent; outline: 0; min-width: 0; flex: 1;
    font: inherit; font-size: .88rem; color: var(--ink); padding: 6px 4px;
}
.nav-search button {
    border: 0; background: var(--teal); color: #fff; border-radius: 999px;
    width: 32px; height: 32px; display: grid; place-items: center; cursor: pointer;
}

/* ------------------------------------------------------------------ Buttons & chips */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    padding: 11px 20px; border-radius: 10px;
    font: inherit; font-size: .925rem; font-weight: 650; line-height: 1.2;
    text-decoration: none; border: 1px solid transparent; cursor: pointer;
    transition: background .15s ease, border-color .15s ease, transform .15s ease;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--teal); color: #fff; }
.btn--primary:hover { background: var(--teal-dark); color: #fff; }
.btn--ghost { background: transparent; border-color: var(--line); color: var(--ink-soft); }
.btn--ghost:hover { background: var(--paper-deep); color: var(--ink); }
.btn--light { background: #fff8ec; color: var(--teal-dark); }
.btn--light:hover { background: #fff; color: var(--teal-dark); }
.btn--small { padding: 7px 12px; font-size: .83rem; border-radius: 8px; }
.btn--full { width: 100%; }

.chip {
    display: inline-flex; align-items: center; gap: 6px;
    background: var(--paper-deep); color: var(--ink-soft);
    border: 1px solid var(--line); border-radius: 999px;
    padding: 3px 10px; font-size: .78rem; font-weight: 600;
}
.chip--link { text-decoration: none; transition: background .15s ease; }
.chip--link:hover { background: var(--teal-soft); border-color: #c7ddd7; color: var(--teal-dark); }
.chip-code { font-weight: 800; font-size: .7rem; letter-spacing: .06em; color: var(--terracotta); }
.chip-count { background: var(--surface); border-radius: 999px; padding: 0 6px; font-size: .7rem; color: var(--muted); }
.chip--sector { background: color-mix(in srgb, var(--c, var(--teal)) 10%, #fff); color: var(--c, var(--teal)); border-color: color-mix(in srgb, var(--c, var(--teal)) 20%, #fff); }

.kicker {
    display: inline-flex; align-items: center; gap: 8px;
    margin: 0 0 10px; font-size: .74rem; font-weight: 800;
    letter-spacing: .13em; text-transform: uppercase; color: var(--terracotta);
}
.kicker a { color: inherit; text-decoration: none; }
.kicker a:hover { text-decoration: underline; }
.kicker--light { color: #f3c9a9; }
.flag-code { background: var(--ink); color: var(--paper); border-radius: 5px; padding: 1px 6px; font-size: .68rem; letter-spacing: .08em; }

/* ------------------------------------------------------------------ Hero */
.hero {
    position: relative; overflow: hidden;
    background:
        radial-gradient(700px 320px at 88% -12%, rgba(14, 92, 83, .13), transparent 65%),
        radial-gradient(500px 300px at 6% 108%, rgba(189, 90, 51, .1), transparent 70%),
        var(--paper);
    border-bottom: 1px solid var(--line);
}
.hero::after {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background-image:
        linear-gradient(rgba(27, 35, 32, .035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(27, 35, 32, .035) 1px, transparent 1px);
    background-size: 44px 44px;
    mask-image: linear-gradient(to bottom, rgba(0, 0, 0, .5), transparent 70%);
}
.hero-grid {
    position: relative; z-index: 1;
    display: grid; grid-template-columns: minmax(0, 1.45fr) minmax(300px, .8fr);
    gap: 56px; padding-top: 72px; padding-bottom: 76px; align-items: center;
}
.hero h1 { font-size: clamp(2.5rem, 5.6vw, 4.15rem); letter-spacing: -.03em; margin-bottom: .38em; }
.hero-sub { font-size: clamp(1.06rem, 1.5vw, 1.22rem); color: var(--ink-soft); max-width: 39em; margin-bottom: 1.6em; }
.hero-search {
    display: flex; align-items: center; gap: 8px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 14px; padding: 7px 7px 7px 16px;
    box-shadow: var(--shadow); max-width: 590px;
}
.hero-search-icon { color: var(--muted); display: inline-flex; }
.hero-search input {
    flex: 1; min-width: 0; border: 0; background: transparent; outline: 0;
    font: inherit; font-size: .98rem; color: var(--ink); padding: 8px 2px;
}
.hero-search .btn { flex: none; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 18px 0 0; }
.hero-note { margin-top: 18px; color: var(--muted); font-size: .9rem; max-width: 40em; }

.hero-panel {
    background: var(--teal-dark); color: #f4efe2;
    border-radius: 20px; padding: 28px 26px;
    box-shadow: var(--shadow-lift);
    position: relative; overflow: hidden;
}
.hero-panel::before {
    content: ""; position: absolute; right: -60px; top: -60px;
    width: 200px; height: 200px; border-radius: 50%;
    border: 30px solid rgba(255, 255, 255, .05);
}
.hero-panel-title {
    font-family: var(--serif); font-size: 1.2rem; margin: 0 0 18px;
    color: #fbf6e9; font-weight: 600;
}
.mini-steps { list-style: none; padding: 0; margin: 0 0 22px; display: grid; gap: 17px; }
.mini-steps li { display: flex; gap: 13px; align-items: flex-start; }
.mini-step-num {
    flex: none; width: 27px; height: 27px; border-radius: 50%;
    display: grid; place-items: center;
    background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .22);
    font-size: .78rem; font-weight: 800; color: #f6d9bf; margin-top: 1px;
}
.mini-steps strong { display: block; font-size: .93rem; color: #fffaf0; }
.mini-steps span { display: block; font-size: .82rem; color: rgba(244, 239, 226, .72); line-height: 1.5; margin-top: 2px; }
.hero-panel-stats {
    display: flex; gap: 18px; flex-wrap: wrap;
    border-top: 1px solid rgba(255, 255, 255, .14); padding-top: 17px;
    font-size: .76rem; color: rgba(244, 239, 226, .68);
}
.hero-panel-stats strong { display: block; font-family: var(--serif); font-size: 1.35rem; color: #fff; line-height: 1.1; }

/* ------------------------------------------------------------------ Sections */
.section { padding: 68px 0; }
.section--tint { background: linear-gradient(180deg, rgba(241, 233, 218, .55), rgba(250, 246, 238, 0)); border-top: 1px solid var(--line-soft); border-bottom: 1px solid var(--line-soft); }
.section--flush { padding-top: 40px; }
.section-head {
    display: flex; align-items: flex-end; justify-content: space-between; gap: 32px;
    margin-bottom: 30px;
}
.section-head h2 { margin-bottom: .18em; }
.section-head > p { max-width: 34em; color: var(--muted); font-size: .93rem; margin: 0; }
.section-head--compact { margin-bottom: 18px; }
.section-head--bordered { border-top: 1px solid var(--line); padding-top: 28px; margin-top: 10px; }
.section-head .btn { flex: none; }

/* ------------------------------------------------------------------ Sector cards */
.sector-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.sector-card {
    display: flex; flex-direction: column; gap: 10px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: var(--radius); padding: 26px 24px 22px;
    text-decoration: none; color: var(--ink);
    box-shadow: var(--shadow);
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
    position: relative; overflow: hidden;
}
.sector-card::before {
    content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 4px;
    background: var(--c, var(--teal)); opacity: .85;
}
.sector-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lift); border-color: #d8ccb6; color: var(--ink); }
.sector-icon {
    width: 46px; height: 46px; border-radius: 13px;
    display: grid; place-items: center;
    background: color-mix(in srgb, var(--c, var(--teal)) 12%, #fff);
    color: var(--c, var(--teal));
    border: 1px solid color-mix(in srgb, var(--c, var(--teal)) 18%, #fff);
    margin-bottom: 4px;
}
.sector-icon .icon { width: 23px; height: 23px; }
.sector-name { font-family: var(--serif); font-size: 1.26rem; font-weight: 600; line-height: 1.25; }
.sector-intro { color: var(--muted); font-size: .88rem; line-height: 1.55; flex: 1; }
.sector-foot {
    display: flex; align-items: center; justify-content: space-between; gap: 12px;
    border-top: 1px solid var(--line-soft); padding-top: 13px; margin-top: 4px;
    font-size: .8rem; color: var(--muted);
}
.sector-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--accent, var(--teal)); display: inline-block; }

/* ------------------------------------------------------------------ Provider cards */
.provider-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.provider-grid--compact { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.provider-grid--list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.provider-grid--featured { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.provider-card {
    display: flex; align-items: center; gap: 14px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 12px; padding: 14px 16px;
    text-decoration: none; color: var(--ink);
    transition: border-color .15s ease, box-shadow .15s ease, transform .15s ease;
}
.provider-card:hover { border-color: #cdbfa6; box-shadow: var(--shadow); transform: translateY(-1px); color: var(--ink); }
.provider-mark {
    flex: none; width: 46px; height: 46px; border-radius: 11px;
    display: grid; place-items: center;
    background: var(--brand, var(--teal)); color: #fff;
    font-family: var(--serif); font-size: 1.08rem; font-weight: 700;
    letter-spacing: -.02em; box-shadow: inset 0 -3px 0 rgba(0, 0, 0, .18);
}
.provider-body { min-width: 0; flex: 1; display: flex; flex-direction: column; gap: 2px; }
.provider-name { font-weight: 700; font-size: .97rem; line-height: 1.25; }
.provider-tagline { font-size: .79rem; color: var(--muted); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.provider-meta { display: flex; flex-wrap: wrap; gap: 5px; margin-top: 4px; }
.provider-meta .chip { padding: 1px 8px; font-size: .68rem; }
.provider-arrow { flex: none; color: #b3a992; transition: transform .15s ease, color .15s ease; }
.provider-card:hover .provider-arrow { color: var(--teal); transform: translateX(3px); }

/* ------------------------------------------------------------------ Regulator */
.regulator-strip { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.regulator-strip-card {
    display: flex; flex-direction: column; gap: 4px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 12px; padding: 18px;
    text-decoration: none; color: var(--ink);
    position: relative; transition: border-color .15s ease, box-shadow .15s ease;
}
.regulator-strip-card:hover { border-color: #cdbfa6; box-shadow: var(--shadow); color: var(--ink); }
.regulator-strip-code { font-size: .7rem; font-weight: 800; letter-spacing: .1em; color: var(--terracotta); }
.regulator-strip-name { font-family: var(--serif); font-size: 1.05rem; font-weight: 600; }
.regulator-strip-meta { font-size: .78rem; color: var(--muted); }
.regulator-strip-card .link-arrow { margin-top: 8px; }
.link-arrow { display: inline-flex; align-items: center; gap: 5px; font-size: .8rem; font-weight: 700; color: var(--teal); text-decoration: none; }
.link-arrow .icon { width: .95em; height: .95em; }

.regulator-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.regulator-card {
    display: flex; flex-direction: column; gap: 5px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 12px; padding: 20px; text-decoration: none; color: var(--ink);
    transition: border-color .15s ease, box-shadow .15s ease;
}
.regulator-card:hover { border-color: #cdbfa6; box-shadow: var(--shadow); color: var(--ink); }
.regulator-initials {
    flex: none; width: 40px; height: 40px; border-radius: 10px;
    display: grid; place-items: center;
    background: var(--teal-soft); color: var(--teal-dark);
    font-size: .74rem; font-weight: 800; letter-spacing: .01em;
    margin-bottom: 6px; padding: 0 5px; text-align: center; line-height: 1.05;
}
.regulator-row-name { font-family: var(--serif); font-size: 1.05rem; font-weight: 600; line-height: 1.25; }
.regulator-row-meta { font-size: .77rem; color: var(--muted); }
.regulator-card-desc { font-size: .84rem; color: var(--ink-soft); line-height: 1.5; margin: 5px 0 2px; flex: 1; }
.regulator-actions { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 12px; }

.regulator-row {
    display: flex; align-items: center; gap: 13px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 11px; padding: 12px 15px;
    text-decoration: none; color: var(--ink);
    transition: border-color .15s ease;
}
.regulator-row:hover { border-color: #cdbfa6; color: var(--ink); }
.regulator-row .regulator-initials { margin-bottom: 0; width: 38px; height: 38px; }
.regulator-row-body { flex: 1; min-width: 0; display: flex; flex-direction: column; }
.regulator-row > .icon { color: #b3a992; }
.stack { display: grid; gap: 10px; }
.stack--spaced { margin-top: 18px; }
.stack-more { margin-top: 14px; }

/* ------------------------------------------------------------------ Guides */
.guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.guide-grid--wide { grid-template-columns: repeat(2, 1fr); }
.guide-card {
    display: flex; flex-direction: column;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 13px; padding: 22px 22px 18px;
    transition: border-color .15s ease, box-shadow .15s ease;
}
.guide-card:hover { border-color: #cdbfa6; box-shadow: var(--shadow); }
.guide-scope { font-size: .7rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; color: var(--terracotta); margin: 0 0 8px; }
.guide-card h3 { margin: 0 0 8px; font-size: 1.18rem; line-height: 1.3; }
.guide-card h3 a { color: var(--ink); text-decoration: none; }
.guide-card h3 a:hover { color: var(--teal); }
.guide-excerpt { color: var(--muted); font-size: .87rem; line-height: 1.55; flex: 1; margin-bottom: 16px; }
.guide-foot {
    display: flex; flex-wrap: wrap; gap: 14px;
    border-top: 1px solid var(--line-soft); padding-top: 12px; margin: 0;
    font-size: .75rem; color: var(--muted);
}
.guide-foot span { display: inline-flex; align-items: center; gap: 5px; }

.guide-row {
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 11px; padding: 16px 18px;
}
.guide-row--link { display: block; text-decoration: none; color: var(--ink); }
.guide-row--link:hover { border-color: #cdbfa6; color: var(--ink); }
.guide-row h3 { font-size: 1.02rem; margin: 0 0 4px; }
.guide-row h3 a { color: var(--ink); text-decoration: none; }
.guide-row h3 a:hover { color: var(--teal); }
.guide-row .guide-excerpt { font-size: .83rem; margin: 0; }

/* ------------------------------------------------------------------ CTA band */
.cta-band {
    display: flex; align-items: center; justify-content: space-between; gap: 40px;
    background: linear-gradient(135deg, var(--teal-dark), #0d564d 60%, #125f55);
    color: #f6f0e2; border-radius: 20px; padding: 40px 42px;
    box-shadow: var(--shadow-lift);
}
.cta-band h2 { color: #fffaf0; margin-bottom: .25em; }
.cta-band p { color: rgba(246, 240, 226, .78); max-width: 40em; margin: 0; }
.cta-band .btn { flex: none; }

/* ------------------------------------------------------------------ Page heads */
.page-head {
    background:
        radial-gradient(600px 240px at 92% -30%, rgba(14, 92, 83, .12), transparent 70%),
        var(--paper);
    border-bottom: 1px solid var(--line);
    padding: 46px 0 44px;
}
.page-head--compact { padding: 38px 0 34px; }
.page-head-inner { display: flex; align-items: flex-end; justify-content: space-between; gap: 40px; }
.page-head-actions { display: flex; flex-wrap: wrap; gap: 10px; flex: none; }
.page-head h1 { margin-bottom: .3em; max-width: 18em; }
.lede { font-size: 1.06rem; color: var(--ink-soft); max-width: 46em; margin: 0; }
.page-stats { display: flex; gap: 30px; margin: 0; flex: none; }
.page-stats div { text-align: right; }
.page-stats dt { font-size: .68rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.page-stats dd { margin: 2px 0 0; font-family: var(--serif); font-size: 1.85rem; font-weight: 600; color: var(--teal-dark); line-height: 1; }

/* ------------------------------------------------------------------ Callouts */
.callout {
    display: flex; gap: 14px; align-items: flex-start;
    border-radius: 12px; padding: 16px 18px; margin: 24px 0 0;
    border: 1px solid var(--line); background: var(--surface);
    font-size: .9rem; color: var(--ink-soft);
}
.callout strong { display: block; color: var(--ink); font-size: .92rem; margin-bottom: 2px; }
.callout p { margin: 0; }
.callout-icon { flex: none; display: inline-flex; margin-top: 1px; }
.callout-icon .icon { width: 20px; height: 20px; }
.callout--info { background: var(--teal-soft); border-color: #c8ded9; }
.callout--info .callout-icon { color: var(--teal); }
.callout--warn { background: var(--amber-soft); border-color: #ecd8b2; }
.callout--warn .callout-icon { color: #9a6418; }

/* ------------------------------------------------------------------ Country cards */
.country-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.country-card {
    display: flex; flex-direction: column; gap: 4px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 13px; padding: 22px; text-decoration: none; color: var(--ink);
    transition: border-color .15s ease, box-shadow .15s ease, transform .15s ease;
}
.country-card:hover { border-color: #cdbfa6; box-shadow: var(--shadow); transform: translateY(-2px); color: var(--ink); }
.country-card-code { font-size: .7rem; font-weight: 800; letter-spacing: .12em; color: var(--terracotta); }
.country-card-name { font-family: var(--serif); font-size: 1.2rem; font-weight: 600; }
.country-card-meta { font-size: .79rem; color: var(--muted); }
.country-card .link-arrow { margin-top: 10px; }

.split-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 46px; align-items: start; }

/* ------------------------------------------------------------------ Provider hero */
.provider-hero {
    background:
        linear-gradient(180deg, rgba(255, 253, 248, .6), rgba(250, 246, 238, .2)),
        var(--paper);
    border-bottom: 1px solid var(--line);
    border-top: 4px solid var(--brand, var(--teal));
    padding: 40px 0 30px;
}
.provider-hero-inner { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
.provider-hero-mark {
    flex: none; width: 76px; height: 76px; border-radius: 18px;
    display: grid; place-items: center;
    background: var(--brand, var(--teal)); color: #fff;
    font-family: var(--serif); font-size: 1.75rem; font-weight: 700;
    box-shadow: inset 0 -4px 0 rgba(0, 0, 0, .18), var(--shadow);
}
.provider-hero-copy { flex: 1; min-width: 260px; }
.provider-hero-copy h1 { font-size: clamp(1.75rem, 3.6vw, 2.7rem); margin-bottom: .22em; }
.provider-hero-tagline { color: var(--muted); font-size: 1rem; margin: 0 0 10px; }
.provider-hero-badges { display: flex; flex-wrap: wrap; gap: 7px; }
.badge {
    display: inline-flex; align-items: center; gap: 5px;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 7px; padding: 3px 9px;
    font-size: .74rem; font-weight: 600; color: var(--ink-soft);
}
.badge--ok { background: var(--green-soft); border-color: #cbe0d2; color: var(--green); }
.badge--warn { background: var(--amber-soft); border-color: #ecd8b2; color: #8a5a14; }
.badge--muted { color: var(--muted); }
.provider-hero-actions { display: flex; flex-direction: column; gap: 8px; flex: none; }
.provider-summary { margin: 22px 0 0; max-width: 66em; color: var(--ink-soft); font-size: .96rem; }

.provider-layout { display: grid; grid-template-columns: minmax(0, 1fr) 310px; gap: 44px; padding-top: 38px; padding-bottom: 60px; align-items: start; }
.provider-main { min-width: 0; }
.block { padding: 0 0 34px; margin-bottom: 34px; border-bottom: 1px solid var(--line); }
.block:last-child { border-bottom: 0; margin-bottom: 0; }
.block--flush { padding-bottom: 0; }
.block--muted { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 24px; }
.block-head { margin-bottom: 20px; }
.block-head h2 { margin-bottom: .2em; }
.block-sub { color: var(--muted); font-size: .9rem; margin: 0; }

/* Channels */
.channel-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.channel-card {
    display: flex; gap: 13px; align-items: flex-start;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 12px; padding: 17px 18px;
}
.channel-card.is-primary { border-color: #c3d9d4; background: linear-gradient(180deg, #fbfdfc, var(--surface)); box-shadow: inset 3px 0 0 var(--teal); }
.channel-icon {
    flex: none; width: 38px; height: 38px; border-radius: 10px;
    display: grid; place-items: center; background: var(--teal-soft); color: var(--teal);
}
.channel-body { flex: 1; min-width: 0; }
.channel-label { margin: 0; font-size: .71rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); display: flex; align-items: center; gap: 7px; }
.tag { background: var(--teal); color: #fff; font-size: .62rem; letter-spacing: .05em; border-radius: 4px; padding: 1px 5px; }
.channel-value { margin: 3px 0 0; font-weight: 700; font-size: 1rem; color: var(--ink); word-break: break-word; }
.channel-meta { margin: 4px 0 0; font-size: .77rem; color: var(--muted); display: flex; align-items: center; gap: 5px; }
.channel-note { margin: 6px 0 0; font-size: .81rem; color: var(--ink-soft); line-height: 1.45; }
.channel-actions { display: flex; flex-direction: column; gap: 6px; flex: none; }
.inline-note { margin: 16px 0 0; font-size: .82rem; color: var(--muted); display: flex; align-items: flex-start; gap: 7px; }
.inline-note .icon { margin-top: 2px; color: var(--teal); }

/* Timeline */
.timeline { list-style: none; margin: 0; padding: 0; position: relative; }
.timeline::before { content: ""; position: absolute; left: 17px; top: 10px; bottom: 20px; width: 2px; background: var(--line); }
.timeline-step { position: relative; display: flex; gap: 18px; padding-bottom: 26px; }
.timeline-step:last-child { padding-bottom: 0; }
.timeline-num {
    flex: none; position: relative; z-index: 1;
    width: 36px; height: 36px; border-radius: 50%;
    display: grid; place-items: center;
    background: var(--teal); color: #fff;
    font-family: var(--serif); font-size: 1.02rem; font-weight: 700;
    box-shadow: 0 0 0 4px var(--paper);
}
.timeline-body { flex: 1; min-width: 0; padding-top: 3px; }
.timeline-stage { margin: 0 0 2px; font-size: .67rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--terracotta); }
.timeline-body h3 { margin: 0 0 5px; font-size: 1.12rem; }
.timeline-body p { font-size: .9rem; color: var(--ink-soft); margin: 0 0 7px; }
.deadline { display: inline-flex; align-items: center; gap: 5px; background: var(--amber-soft); color: #8a5a14; border: 1px solid #ecd8b2; border-radius: 999px; padding: 2px 9px; font-size: .74rem !important; font-weight: 600; margin-bottom: 8px !important; }
.timeline-action { color: var(--teal-dark) !important; font-weight: 600; display: flex; gap: 6px; align-items: flex-start; }
.timeline-action .icon { margin-top: 3px; flex: none; }
.tip { background: var(--paper-deep); border-radius: 8px; padding: 8px 11px; font-size: .8rem !important; color: var(--muted) !important; display: flex; gap: 6px; align-items: flex-start; }
.tip .icon { margin-top: 3px; flex: none; color: var(--terracotta); }

/* Letter */
.letter { background: var(--surface); border: 1px solid var(--line); border-radius: 13px; overflow: hidden; }
.letter-toolbar { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 15px; background: var(--paper-deep); border-bottom: 1px solid var(--line); }
.letter-label { display: inline-flex; align-items: center; gap: 7px; font-size: .73rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; color: var(--muted); }
.letter-actions { display: flex; gap: 6px; flex-wrap: wrap; }
.letter-body {
    padding: 22px 24px; font-family: var(--serif); font-size: .96rem; line-height: 1.75;
    color: var(--ink-soft); white-space: normal; max-height: 460px; overflow: auto;
}
.letter-body strong { color: var(--ink); }

/* Sources & verification */
.source-list { list-style: none; padding: 0; margin: 0 0 18px; display: grid; gap: 7px; }
.source-list a { display: inline-flex; align-items: center; gap: 6px; font-size: .88rem; }
.verify-card { display: flex; gap: 13px; align-items: flex-start; background: var(--teal-soft); border: 1px solid #c8ded9; border-radius: 11px; padding: 16px; }
.verify-icon { flex: none; color: var(--teal); display: inline-flex; }
.verify-icon .icon { width: 22px; height: 22px; }
.verify-card strong { display: block; font-size: .9rem; }
.verify-card p { font-size: .84rem; color: var(--ink-soft); margin: 3px 0 5px; }
.verify-card a { font-size: .82rem; font-weight: 600; display: inline-flex; align-items: center; gap: 4px; }

/* Sidebar */
.provider-side, .article-side { display: grid; gap: 16px; align-content: start; position: sticky; top: calc(var(--header-h) + 18px); }
.side-card { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
.side-title { margin: 0 0 11px; font-size: .68rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; color: var(--muted); }
.side-card > a.side-link { margin-bottom: 7px; }
.side-link { display: flex; align-items: center; justify-content: space-between; gap: 8px; font-size: .87rem; font-weight: 600; color: var(--ink-soft); text-decoration: none; padding: 7px 0; border-bottom: 1px solid var(--line-soft); }
.side-link:last-child { border-bottom: 0; margin-bottom: 0; }
.side-link:hover { color: var(--teal); }
.side-link .icon { color: #b3a992; width: .95em; height: .95em; }
.side-note { font-size: .79rem; color: var(--muted); margin: 8px 0 0; }
.facts { margin: 0 0 14px; display: grid; gap: 8px; }
.facts div { display: flex; justify-content: space-between; gap: 12px; font-size: .84rem; border-bottom: 1px solid var(--line-soft); padding-bottom: 8px; }
.facts div:last-child { border-bottom: 0; padding-bottom: 0; }
.facts dt { color: var(--muted); }
.facts dd { margin: 0; font-weight: 600; text-align: right; }
.side-card .btn + .btn { margin-top: 8px; }

/* Sticky mobile bar */
.sticky-bar { display: none; }
.has-sticky-bar { padding-bottom: 74px; }

/* ------------------------------------------------------------------ Directory */
.filter-bar {
    display: flex; align-items: flex-end; gap: 12px; flex-wrap: wrap;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 13px; padding: 16px; margin-top: 26px;
    box-shadow: var(--shadow);
}
.filter-field { display: flex; flex-direction: column; gap: 5px; min-width: 170px; }
.filter-field--grow { flex: 1; min-width: 220px; }
.filter-field label { font-size: .69rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.filter-field input, .filter-field select {
    font: inherit; font-size: .9rem; color: var(--ink);
    background: var(--paper); border: 1px solid var(--line);
    border-radius: 8px; padding: 9px 11px; outline: 0;
}
.filter-field input:focus, .filter-field select:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(14, 92, 83, .12); }
.filter-actions { display: flex; gap: 8px; }

.alpha-nav { display: flex; flex-wrap: wrap; gap: 5px; margin-bottom: 26px; }
.alpha-nav a {
    width: 32px; height: 32px; display: grid; place-items: center;
    border: 1px solid var(--line); border-radius: 7px;
    background: var(--surface); font-size: .8rem; font-weight: 700;
    color: var(--ink-soft); text-decoration: none;
}
.alpha-nav a:hover { background: var(--teal); border-color: var(--teal); color: #fff; }
.letter-group { margin-bottom: 30px; }
.letter-heading {
    font-family: var(--serif); font-size: 1.3rem; color: var(--terracotta);
    border-bottom: 2px solid var(--line); padding-bottom: 6px; margin-bottom: 14px;
}
.pagination { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; margin-top: 30px; }
.page-numbers { display: flex; gap: 5px; align-items: center; }
.page-link {
    display: inline-flex; align-items: center; gap: 5px;
    min-width: 34px; height: 34px; padding: 0 9px;
    justify-content: center;
    border: 1px solid var(--line); border-radius: 7px;
    background: var(--surface); color: var(--ink-soft);
    font-size: .82rem; font-weight: 600; text-decoration: none;
}
.page-link:hover { border-color: var(--teal); color: var(--teal); }
.page-link.is-current { background: var(--teal); border-color: var(--teal); color: #fff; }
.page-link.is-disabled { opacity: .45; pointer-events: none; }
.page-link--prev .icon { transform: rotate(180deg); }
.page-gap { color: var(--muted); padding: 0 2px; }

/* ------------------------------------------------------------------ Articles */
.article-head { background: var(--paper); border-bottom: 1px solid var(--line); padding: 48px 0 34px; }
.article-head h1 { margin-bottom: .35em; }
.article-meta { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 16px; font-size: .79rem; color: var(--muted); }
.article-meta span { display: inline-flex; align-items: center; gap: 5px; }
.article-meta a { color: inherit; text-decoration: underline; text-underline-offset: 2px; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 46px; padding-top: 40px; padding-bottom: 66px; align-items: start; }
.article-body { min-width: 0; }
.article-body > .lede { margin-bottom: 1.6em; }

.prose { font-size: 1.02rem; color: var(--ink-soft); line-height: 1.75; }
.prose > h2 { font-size: 1.55rem; margin: 1.9em 0 .55em; color: var(--ink); }
.prose > h3 { font-size: 1.2rem; margin: 1.6em 0 .45em; color: var(--ink); }
.prose > h4 { font-size: 1.03rem; margin: 1.4em 0 .4em; color: var(--ink); }
.prose > h2:first-child, .prose > h3:first-child { margin-top: 0; }
.prose p { margin: 0 0 1.05em; }
.prose ul, .prose ol { margin: 0 0 1.2em; padding-left: 1.4em; }
.prose li { margin-bottom: .4em; }
.prose li::marker { color: var(--terracotta); }
.prose strong { color: var(--ink); }
.prose blockquote { margin: 1.4em 0; padding: 14px 20px; border-left: 3px solid var(--terracotta); background: var(--surface); border-radius: 0 8px 8px 0; color: var(--ink-soft); font-family: var(--serif); font-size: 1.05rem; }
.prose blockquote p { margin: 0; }
.prose hr { border: 0; border-top: 1px solid var(--line); margin: 2em 0; }
.prose code { background: var(--paper-deep); border-radius: 4px; padding: 1px 5px; font-size: .88em; }
.prose a { font-weight: 500; }
.prose .table-wrap { margin: 1.5em 0; overflow-x: auto; border: 1px solid var(--line); border-radius: 10px; }
.prose table { width: 100%; border-collapse: collapse; font-size: .92rem; }
.prose th, .prose td { padding: 10px 14px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.prose th { background: var(--paper-deep); color: var(--ink); font-family: var(--sans); font-size: .76rem; letter-spacing: .06em; text-transform: uppercase; }
.prose tr:last-child td { border-bottom: 0; }
.prose td:first-child { color: var(--ink); font-weight: 500; }

.article-cta { margin: 40px 0 30px; padding: 24px; background: var(--surface); border: 1px solid var(--line); border-radius: 14px; }
.article-cta h2 { font-size: 1.25rem; margin-bottom: .3em; }
.article-cta > p { font-size: .9rem; color: var(--muted); margin-bottom: 16px; }
.editorial-note { display: flex; gap: 13px; align-items: flex-start; margin-top: 34px; padding: 18px; border: 1px dashed #d6c9b1; border-radius: 11px; background: rgba(255, 253, 248, .6); }
.editorial-note-icon { flex: none; color: var(--terracotta); display: inline-flex; }
.editorial-note strong { display: block; font-size: .86rem; margin-bottom: 3px; }
.editorial-note p { font-size: .81rem; color: var(--muted); margin: 0 0 4px; }

/* Contact tiles */
.contact-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-bottom: 8px; }
.contact-tile { display: flex; flex-direction: column; gap: 3px; padding: 16px; border: 1px solid var(--line); border-radius: 11px; background: var(--surface); text-decoration: none; color: var(--ink); transition: border-color .15s ease; }
.contact-tile:hover { border-color: #cdbfa6; color: var(--ink); }
.contact-tile-icon { color: var(--teal); display: inline-flex; margin-bottom: 5px; }
.contact-tile-icon .icon { width: 20px; height: 20px; }
.contact-tile-label { font-size: .68rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; color: var(--muted); }
.contact-tile-value { font-size: .9rem; font-weight: 600; display: inline-flex; align-items: center; gap: 5px; word-break: break-word; }

.check-list { list-style: none; padding: 0; margin: 0; counter-reset: check; display: grid; gap: 12px; }
.check-list li { position: relative; padding-left: 34px; font-size: .92rem; color: var(--ink-soft); }
.check-list li::before {
    counter-increment: check; content: counter(check);
    position: absolute; left: 0; top: 1px;
    width: 22px; height: 22px; border-radius: 50%;
    display: grid; place-items: center;
    background: var(--teal-soft); color: var(--teal-dark);
    font-size: .72rem; font-weight: 800;
}
.check-list strong { color: var(--ink); }
.check-list--compact { gap: 8px; }
.check-list--compact li { font-size: .84rem; padding-left: 26px; }
.check-list--compact li::before { width: 17px; height: 17px; font-size: .64rem; background: var(--paper-deep); color: var(--terracotta); }

/* FAQ */
.faq-list { display: grid; gap: 8px; }
.faq { background: var(--surface); border: 1px solid var(--line); border-radius: 11px; overflow: hidden; }
.faq summary {
    display: flex; align-items: center; justify-content: space-between; gap: 14px;
    padding: 15px 18px; cursor: pointer; list-style: none;
    font-weight: 650; font-size: .94rem; color: var(--ink);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary .icon { color: var(--muted); transition: transform .18s ease; flex: none; }
.faq[open] summary .icon { transform: rotate(180deg); }
.faq[open] summary { border-bottom: 1px solid var(--line-soft); }
.faq-answer { padding: 14px 18px 16px; font-size: .89rem; color: var(--ink-soft); }
.faq-answer p { margin: 0 0 .7em; }
.faq-answer p:last-child { margin: 0; }

/* ------------------------------------------------------------------ Search */
.hero-search--inline { max-width: 640px; margin-top: 22px; }
.result-count { margin: 14px 0 0; font-size: .8rem; color: var(--muted); }
.search-prompts h2 { font-size: 1.3rem; }
.result-group { margin-bottom: 36px; }
.result-group h2 { font-size: 1.28rem; display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.result-badge { background: var(--paper-deep); border: 1px solid var(--line); border-radius: 999px; padding: 1px 9px; font-family: var(--sans); font-size: .72rem; color: var(--muted); }

/* ------------------------------------------------------------------ Contact */
.contact-layout { display: grid; grid-template-columns: minmax(0, 1fr) 310px; gap: 44px; padding-top: 38px; padding-bottom: 66px; align-items: start; }
.contact-form { background: var(--surface); border: 1px solid var(--line); border-radius: 15px; padding: 26px; box-shadow: var(--shadow); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.field label { font-size: .8rem; font-weight: 700; color: var(--ink-soft); }
.field .optional { color: var(--muted); font-weight: 400; }
.field input, .field textarea {
    font: inherit; font-size: .92rem; color: var(--ink);
    background: var(--paper); border: 1px solid var(--line);
    border-radius: 9px; padding: 11px 13px; outline: 0; width: 100%;
}
.field textarea { resize: vertical; min-height: 160px; line-height: 1.6; }
.field input:focus, .field textarea:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(14, 92, 83, .12); }
.field-hint { font-size: .76rem; color: var(--muted); margin: 0; }
.form-actions { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.form-note { font-size: .76rem; color: var(--muted); margin: 0; }
.hp-field { position: absolute !important; left: -9999px; opacity: 0; height: 0; width: 0; }
.contact-side { display: grid; gap: 16px; align-content: start; }

.alert { display: flex; gap: 13px; align-items: flex-start; border-radius: 11px; padding: 15px 17px; margin-bottom: 18px; border: 1px solid var(--line); font-size: .88rem; }
.alert strong { display: block; margin-bottom: 2px; }
.alert p { margin: 0; }
.alert ul { margin: 5px 0 0; padding-left: 18px; }
.alert .icon { flex: none; margin-top: 2px; }
.alert--success { background: var(--green-soft); border-color: #cbe0d2; color: var(--green); }
.alert--error { background: var(--red-soft); border-color: #eecdc5; color: var(--red); }
.alert--info { background: var(--teal-soft); border-color: #c8ded9; color: var(--teal-dark); }
.alert > div { color: var(--ink-soft); }
.alert strong { color: inherit; }

/* ------------------------------------------------------------------ Empty states */
.empty { color: var(--muted); font-size: .92rem; }
.empty-state { text-align: center; padding: 54px 20px; background: var(--surface); border: 1px dashed var(--line); border-radius: 15px; }
.empty-icon { display: inline-grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: var(--paper-deep); color: var(--muted); margin-bottom: 14px; }
.empty-icon .icon { width: 24px; height: 24px; }
.empty-state h2 { font-size: 1.4rem; }
.empty-state p { color: var(--muted); font-size: .92rem; max-width: 32em; margin: 0 auto 18px; }

/* ------------------------------------------------------------------ Ads */
.ad-slot { margin: 22px auto; max-width: 970px; text-align: center; }
.ad-slot--top { margin-top: 18px; }
.ad-slot--mid { margin: 10px auto 0; }
.ad-slot--sidebar { margin: 0; }
.ad-slot--bottom { margin-bottom: 34px; }
.ad-slot .adsbygoogle { display: block; }
.ad-slot[data-ad-auto] { min-height: 90px; }

/* ------------------------------------------------------------------ Breadcrumbs */
.breadcrumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 6px; padding: 18px 0 0; font-size: .78rem; color: var(--muted); }
.breadcrumbs a { color: var(--muted); text-decoration: none; }
.breadcrumbs a:hover { color: var(--teal); text-decoration: underline; }
.breadcrumbs span[aria-current] { color: var(--ink-soft); font-weight: 600; }
.crumb-sep { display: inline-flex; color: #b3a992; }
.crumb-sep .icon { width: .85em; height: .85em; }

/* ------------------------------------------------------------------ Footer */
.site-footer { background: var(--teal-dark); color: rgba(246, 240, 226, .72); margin-top: 0; }
.footer-main {
    display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px;
    padding-top: 52px; padding-bottom: 42px;
}
.brand--footer { color: #fffaf0; margin-bottom: 14px; }
.brand--footer .brand-mark { background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .18); }
.brand--footer .brand-name { color: #fffaf0; }
.footer-brand p { font-size: .83rem; line-height: 1.65; max-width: 30em; margin: 0 0 10px; }
.footer-email a { color: #f3c9a9; font-size: .85rem; }
.footer-col { display: flex; flex-direction: column; gap: 8px; }
.footer-col h2 { font-family: var(--sans); font-size: .69rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: rgba(246, 240, 226, .5); margin: 0 0 4px; }
.footer-col a { color: rgba(246, 240, 226, .78); text-decoration: none; font-size: .85rem; }
.footer-col a:hover { color: #fffaf0; text-decoration: underline; }
.footer-bottom {
    display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap;
    border-top: 1px solid rgba(255, 255, 255, .12); padding-top: 20px; padding-bottom: 26px;
    font-size: .76rem; color: rgba(246, 240, 226, .55);
}
.footer-bottom p { margin: 0; }
.footer-bottom a { color: rgba(246, 240, 226, .7); text-decoration: none; }
.footer-bottom a:hover { color: #fff; }

/* ------------------------------------------------------------------ Consent */
.consent {
    position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 90;
    background: var(--surface); border: 1px solid var(--line);
    border-radius: 14px; box-shadow: var(--shadow-lift);
    padding: 18px;
    max-width: 760px; margin: 0 auto;
}
.consent-inner { display: flex; align-items: center; justify-content: space-between; gap: 22px; flex-wrap: wrap; }
.consent-text { flex: 1; min-width: 240px; }
.consent-text strong { display: block; font-size: .92rem; margin-bottom: 3px; }
.consent-text p { font-size: .8rem; color: var(--muted); margin: 0; }
.consent-actions { display: flex; gap: 8px; flex: none; }
body.consent-open .sticky-bar { bottom: 120px; }

/* Toast */
.toast {
    position: fixed; left: 50%; bottom: 24px; z-index: 120;
    transform: translate(-50%, 12px);
    background: var(--ink); color: #fff9ee;
    border-radius: 999px; padding: 10px 18px;
    font-size: .82rem; font-weight: 600;
    opacity: 0; pointer-events: none;
    transition: opacity .18s ease, transform .18s ease;
    box-shadow: var(--shadow-lift);
}
.toast.is-visible { opacity: 1; transform: translate(-50%, 0); }
body.has-sticky-bar .toast { bottom: 88px; }

/* ------------------------------------------------------------------ Responsive */
@media (max-width: 1080px) {
    .hero-grid { grid-template-columns: 1fr .85fr; gap: 36px; }
    .provider-grid, .provider-grid--featured { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .regulator-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .sector-grid { gap: 14px; }
    .provider-layout, .article-layout { grid-template-columns: minmax(0, 1fr) 270px; gap: 32px; }
    .contact-layout { grid-template-columns: minmax(0, 1fr) 280px; gap: 30px; }
}

@media (max-width: 900px) {
    :root { --header-h: 66px; }
    .nav-toggle { display: inline-flex; align-items: center; justify-content: center; }
    .site-nav {
        position: fixed; left: 0; right: 0; top: var(--header-h); z-index: 55;
        background: var(--paper); border-bottom: 1px solid var(--line);
        box-shadow: var(--shadow-lift);
        display: none; flex-direction: column; align-items: stretch; gap: 12px;
        padding: 16px 22px 22px; max-height: calc(100vh - var(--header-h)); overflow: auto;
    }
    body.nav-open .site-nav { display: flex; }
    .nav-links { flex-direction: column; align-items: stretch; gap: 2px; width: 100%; }
    .nav-link { padding: 12px 12px; font-size: 1rem; }
    .nav-drop { width: 100%; }
    .nav-drop[open] .nav-panel { position: static; box-shadow: none; border: 0; padding: 2px 0 6px 12px; min-width: 0; }
    .nav-search { margin-left: 0; max-width: none; width: 100%; background: var(--surface); }
    .nav-search button { background: var(--teal); }
    .hero-grid { grid-template-columns: 1fr; padding-top: 48px; padding-bottom: 54px; }
    .hero-panel { max-width: 520px; }
    .sector-grid { grid-template-columns: 1fr; }
    .country-grid { grid-template-columns: repeat(2, 1fr); }
    .regulator-strip { grid-template-columns: repeat(2, 1fr); }
    .section { padding: 52px 0; }
    .section-head { flex-direction: column; align-items: flex-start; gap: 12px; }
    .page-head-inner { flex-direction: column; align-items: flex-start; gap: 22px; }
    .page-stats { gap: 26px; }
    .page-stats div { text-align: left; }
    .provider-layout, .article-layout, .contact-layout { grid-template-columns: 1fr; }
    .provider-side, .article-side { position: static; grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .provider-side .side-card:first-child, .article-side .btn:first-child { grid-column: 1 / -1; }
    .split-grid { grid-template-columns: 1fr; gap: 40px; }
    .cta-band { flex-direction: column; align-items: flex-start; padding: 32px; gap: 22px; }
    .footer-main { grid-template-columns: 1fr 1fr; gap: 30px; }
    .guide-grid, .guide-grid--wide { grid-template-columns: repeat(2, 1fr); }
    .provider-hero-actions { flex-direction: row; flex-wrap: wrap; }
}

@media (max-width: 640px) {
    body { font-size: 16px; }
    .wrap { padding: 0 18px; }
    h1 { font-size: 1.95rem; }
    .brand-tagline { display: none; }
    .hero-grid { padding-top: 36px; padding-bottom: 44px; gap: 30px; }
    .hero h1 { font-size: 2.35rem; }
    .hero-search { flex-wrap: wrap; padding: 10px 10px 10px 14px; }
    .hero-search input { min-width: 100%; flex-basis: 100%; padding: 4px 2px 8px; }
    .hero-search .btn { width: 100%; }
    .strip { grid-template-columns: 1fr; }
    .hero-panel { padding: 22px; }
    .section { padding: 44px 0; }
    .page-head { padding: 34px 0; }
    .page-head h1 { font-size: 1.85rem; }
    .page-stats { width: 100%; justify-content: space-between; }
    .provider-grid, .provider-grid--list, .provider-grid--compact,
    .guide-grid, .guide-grid--wide, .regulator-grid { grid-template-columns: 1fr; }
    .country-grid { grid-template-columns: 1fr 1fr; }
    .regulator-strip { grid-template-columns: 1fr; }
    .channel-grid { grid-template-columns: 1fr; }
    .channel-card { flex-wrap: wrap; }
    .channel-actions { flex-direction: row; width: 100%; }
    .contact-grid { grid-template-columns: 1fr; }
    .field-row { grid-template-columns: 1fr; gap: 0; }
    .provider-hero { padding: 28px 0 24px; }
    .provider-hero-mark { width: 60px; height: 60px; font-size: 1.4rem; border-radius: 15px; }
    .provider-hero-actions { width: 100%; flex-direction: column; }
    .provider-hero-actions .btn { width: 100%; }
    .provider-side, .article-side { grid-template-columns: 1fr; }
    .timeline::before { left: 15px; }
    .timeline-step { gap: 13px; }
    .timeline-num { width: 32px; height: 32px; }
    .letter-body { padding: 16px; font-size: .9rem; }
    .letter-toolbar { flex-direction: column; align-items: flex-start; }
    .filter-field { min-width: 100%; }
    .filter-field--grow { min-width: 100%; }
    .filter-actions { width: 100%; }
    .filter-actions .btn { flex: 1; }
    .pagination { justify-content: center; }
    .page-link--prev, .page-link--next { min-width: 0; }
    .article-head { padding: 34px 0 26px; }
    .article-layout { padding-top: 30px; padding-bottom: 48px; }
    .contact-form { padding: 18px; }
    .cta-band { padding: 26px 22px; border-radius: 16px; }
    .footer-main { grid-template-columns: 1fr; gap: 26px; padding-top: 40px; }
    .footer-bottom { flex-direction: column; align-items: flex-start; }
    .consent { left: 10px; right: 10px; bottom: 10px; }
    .consent-actions { width: 100%; }
    .consent-actions .btn { flex: 1; }

    .has-sticky-bar { padding-bottom: 72px; }
    .sticky-bar {
        display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 50;
        background: rgba(255, 253, 248, .97); backdrop-filter: blur(10px);
        border-top: 1px solid var(--line);
        box-shadow: 0 -8px 24px -18px rgba(0, 0, 0, .35);
        padding: 6px 10px calc(6px + env(safe-area-inset-bottom));
        gap: 6px;
    }
    .sticky-bar-action {
        flex: 1; display: flex; flex-direction: column; align-items: center; gap: 2px;
        padding: 7px 6px; border-radius: 9px; text-decoration: none;
        color: var(--ink-soft); font-size: .72rem; font-weight: 700;
    }
    .sticky-bar-action:first-child { background: var(--teal); color: #fff; }
    .sticky-bar-action .icon { width: 18px; height: 18px; }
    .sticky-bar-action span { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; max-width: 100%; }
    body.consent-open .sticky-bar { display: none; }
}

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { transition-duration: .001ms !important; animation-duration: .001ms !important; }
}